google_ad_client = "pub-4386878002049390";
google_ad_width = 160;
google_ad_format = "160x600_as";
google_ad_type = "text";
google_color_border = "336699";
google_color_bg = "FFFFFF";
google_color_link = "0000FF";
google_color_url = "008000";
google_color_text = "000000";
google_ad_client = "pub-4386878002049390";
google_ad_width = 160;
google_ad_height = 90;
google_ad_format = "160x90_0ads_al_s";
google_color_border = "336699";
google_color_bg = "FFFFFF";
google_color_link = "0000FF";
google_color_url = "008000";
google_color_text = "000000";
How does a cash reward program work? Typically, the program awards points, "dollars" or a cash value based on the amount you charge. The rate at which you collect points varies depending on what you charge or where you charge it. Some programs offer extra points for using their card at a specific place such as a supermarket or fast food restaurant or for certain items.
Some programs offer a variety of rewards. Consumers can earn meals, tickets to sporting events, airline tickets, electronics, or even create their own reward program.
The goal is to get you the consumer to use your credit card as much as possible. Why? FEES! The credit card issuer makes money from two sources each time you use their card. First, from the merchant who pays the issuer a merchant transaction fee and secondly, from you through finance charges and late fees. A recent survey found that nearly half of U.S. cardholders enrolled in a credit card rewards program have never redeemed their points. However, 60% of consumers said rewards program influences their decision when deciding which credit card to use for a purchase.
|
| |
|
|
|
| |
 |
|
Annual discount on WorldPerks award travel of up to 15,000 miles from Northwest Airlines®
Sign up now and get a one-time 5,000-mile Enrollment Bonus.
Credit line up to $7,500
Up to 10 miles per $1 spent at over 10,000 restaurants
Earn miles every time you use the card--no cap on miles earned
No cap on miles earned
There is a WorldPerks Visa Card that's perfect for you.
All Cardmember Benefits:
- Credit line is up to $5,700
- Double Miles for purchases direct from Northwest Airlines2
- Annual 4,000-mile WorldPerks award travel discount from Northwest Airlines3
- Earn up to 10 miles per $1 spent at over 10,000 restaurants4
- Acceptance at over 30 million locations worldwide
- WorldPerks Visa Marketplace
- Unlimited miles can earned
- $250,000 Travel Accident Insurance6
- Free rental car collision/loss damage insurance6
- Warranty Manager6
- Purchase Security6
- Travel & Emergency Assistance Service6
- Concierge Service6
- Visa Preferred Travel Program7
- Lost Luggage Reimbursement6
- Roadside Dispatch® 6
- Airport Parking Guarantee6
- 55 WorldPerks miles for annual fee
1., There is no preset limit; however, individual transactions are authorized on factors such as account history, credit record, and payment resources.
2., Earn one additional mile per dollar spent when you use your WorldPerks Visa Signature Card for purchases of Northwest tickets, Northwest gift certificates. WorldClubs® memberships and Northwest Airlines WorldVacations® packages made directly from Norhtwest Airlines (Northwest Reservations, Airport/City Ticket Offices, nwa.com®, WorldVacations reservations and nwaworldvacations.com). Not applicable for purchases from travel agencies, other online travel sites or partners, or for any form of WorldPerks mileage purchases.
3., The annual 4,000-mile WorldPerks award travel discount is valid for up to two standard, round-trip coach class award tickets within the Continental U.S. (includes Alaska) or between the Continental U.S. and Canada, booked in the same itinerary. Valid time period and other conditions will be set forth by Northwest and communicated in your November WorldPerks Visa statements.
4., Your WorldPerks Visa Card will be automatically enrolled in the WorldPerks Dining For Miles® by iDine program, and a Welcome Kit will be sent to you explaining your restaurant dining earning opportunities. No additional costs will be incurred as a result of enrollment and participation. At any time, you can visit www.diningformiles.idine.com for a list of participating restaurants. Miles will be posted by iDine to your WorldPerks statement.
5., Statement Period (Billing cycle) Award level for Platinum and Signature Card: For net purchases less than or equal to $10,000, earn 1 mile for every $1. For net purchases over $10,000, earn 1 mile for every $2. Annual Award Level: If during the calendar year net purchases exceed $50,000 (Platinum Card), or $60,000 (Signature Card), all miles the rest of the year are earned at the rate of 1 mile for every $2. Exemptions: Northwest WorldPerks Platinum Elite/Gold Elite/Silver Elite members and WorldPerks Visa AutoPay customers who select the full payment option on the first available payment date after their statement date. Convenience checks, ATM disbursements, Quasi-Cash Advances, balance transfers and other cash advances do not earn mileage credit. Quasi-Cash Advances include Wire Transfers, Travelers Checks, Money Orders, Foreign Cash Transactions, Casino Gaming Transactions, Betting Transactions, Lottery Tickets and similar items that Visa U.S.A. Inc. designates.
6., Certain limitations and restrictions apply. Click here for program details.
7., For information about the Visa Preferred Travel Program, call Visa Enhancement Services at 1-800-397-9010.
<< Back to the travel reward credit cards
|

|